Commercial Auto Insurance in Houston, TX

Key Coverages
If your company uses semi-trucks or heavy machinery, you may be required to meet federal liability insurance requirements. Your agent can help you understand how insurance mandates apply to your company.
Depending on your company’s risks and exposures, your agent may recommend the following:
- Liability coverage—This is the foundation of a commercial auto policy. It can help cover the costs if your business vehicle is at fault in an accident that causes bodily injury or property damage to others. This coverage is crucial for mitigating potential lawsuits and financial claims.
- Physical damage coverage—This includes collision and comprehensive insurance. Collision coverage can help pay for damages to your vehicle resulting from an accident, while comprehensive coverage can help cover incidents like theft, vandalism or natural disasters.
- Uninsured/underinsured motorist coverage—Despite legal requirements, not all drivers in Houston carry adequate insurance. This coverage can provide financial protection if your vehicle is hit by an at-fault driver with insufficient insurance or no insurance.
Choosing the Right Policy
Selecting the right commercial auto insurance policy involves assessing your business needs and risks. Factors to consider include the number of vehicles, the type of vehicles, how they are used, and your employees’ driving records.
Working with an experienced Houston insurance agent can help you navigate these considerations and find a policy that offers comprehensive protection at a competitive price.
Contact Us
Protect your company’s financial stability with appropriate commercial auto insurance coverage. Contact Global Insurance Agency in Houston, Texas, for more information about commercial auto insurance. Our agents can help you compare quotes from top Texas insurers.